Shopping at wholesale clubs like BJs can seem like a great way to save money, especially when you’re buying groceries. But if you’re using SNAP benefits (also known as EBT), you might be wondering if you can even use them at BJs. This essay will explore the ins and outs of using EBT at BJs, covering what’s allowed, what’s not, and other important things to know. Let’s dive in to find out more about Does BJs Accept EBT.
The Simple Answer: Does BJs Accept EBT?
Let’s get straight to the point! **Yes, BJs Wholesale Club does accept EBT cards in many of its locations.** This is great news for families and individuals who rely on SNAP benefits to buy groceries. You can definitely use your EBT card to pay for eligible food items at BJs. However, there are some important things to remember about exactly what you can and can’t buy.

Eligible Food Items: What Can You Buy with EBT at BJs?
Knowing what you can buy with your EBT card is super important. Basically, SNAP benefits are designed to help people buy food. This means that you can use your EBT card to purchase a wide range of groceries at BJs. This includes things like:
- Fruits and vegetables (fresh, frozen, and canned)
- Meat, poultry, and fish
- Dairy products (milk, cheese, yogurt)
- Breads and cereals
- Snack foods (chips, cookies, etc.)
- Non-alcoholic beverages
These are just some examples, and the specific items might vary a bit depending on your state’s regulations. You can typically find signs near the checkout lanes that list what items are covered by SNAP. Always double-check the item labels if you aren’t sure.
Keep in mind that you usually can’t use your EBT card to buy things that aren’t considered food. We’ll talk more about that in a later section.
You can also usually buy seeds and plants that produce food.
Items Not Covered by EBT: What Can’t You Buy?
While EBT covers a lot of food items at BJs, there are some things you can’t purchase using your benefits. Understanding these restrictions is important to avoid any issues at the checkout. Here’s a breakdown of items typically not allowed:
These are the most common things you can’t buy with EBT:
- Alcoholic beverages (beer, wine, liquor)
- Tobacco products
- Vitamins and supplements
- Non-food items (like paper towels, cleaning supplies, pet food, diapers, etc.)
- Prepared hot foods (usually, but there can be exceptions)
Let’s say you want to buy a rotisserie chicken. In many states, and at many BJs, prepared hot foods like these aren’t covered. Make sure to check the rules in your state, as it can vary. Always separate your EBT-eligible and non-eligible items before heading to the register. The cashier will probably ask you to do this, too.
Also, you can’t usually use EBT to pay for anything other than eligible food.
It’s helpful to remember some simple rules about what you CAN and CANNOT purchase with SNAP benefits:
- Focus on buying food.
- Avoid buying non-food items (unless they’re specifically allowed, like seeds to grow food).
How to Pay with EBT at BJs: The Checkout Process
The checkout process at BJs is pretty straightforward, but it’s good to know what to expect when using your EBT card. After you’ve gathered all your groceries, you’ll go to the checkout lane like usual. If you’re using self-checkout, it’s often easy to select the EBT payment option on the screen. If you’re using a cashier, tell them you’ll be paying with your EBT card.
Here’s what happens next:
- The cashier will scan your items.
- When you’re ready to pay, tell the cashier that you’ll be using your EBT card.
- You’ll likely need to swipe your EBT card through the card reader.
- You will be prompted to enter your PIN number.
- You can also use a credit or debit card or cash to pay for items not covered by EBT, like non-food items.
If you’re using self-checkout, the screen will prompt you to insert or swipe your card and enter your PIN. Separate your EBT-eligible items from any non-eligible items if you have both. If you have a problem at any point, just ask the cashier for help!
If you use self-checkout, you can usually split your payment to put EBT items on one card and other items on a different payment method.
Here’s an example of how you could pay:
Item | Payment Method |
---|---|
Milk, bread, apples | EBT |
Paper towels, diapers | Credit Card |
BJs Membership and EBT: Do You Need a Membership?
One of the most important things to keep in mind about shopping at BJs is that it’s a membership-based store. This means you usually need to have a paid membership to shop there. However, BJs often has ways around the membership requirements. It’s worth checking to see what options they offer.
Here are some things to think about:
- Membership Requirement: Normally, you’ll need a BJs membership to enter the store and make purchases.
- Exceptions: Occasionally, BJs may offer limited-time guest passes or allow you to shop online without a membership. You might even find someone who is willing to let you use their card to buy groceries.
- Online Ordering: It’s possible to order groceries online from BJs, however, this may require a membership.
- Check the Rules: Before you go shopping, check BJs’ website or call your local store to find out their current membership policies, and also check if they deliver or offer pickup options.
If you’re on a tight budget, consider the cost of the membership when deciding if BJs is right for you. It may still be worth it if you regularly buy groceries for a family. See what your local store’s policy is before you go to make sure you can enter.
Remember to factor the cost of a membership into your budget to decide if this is a good option for you.
- Check the BJs website.
- Call your local BJs store.
- Ask a friend or family member for advice.
BJs and SNAP Benefits: Additional Tips and Tricks
Shopping with EBT at BJs can be a smooth experience with a little planning. Here are some tips to help you make the most of your shopping trip:
Here are some additional tips and tricks:
- Plan Ahead: Make a shopping list before you go. This helps you stick to your budget and avoid impulse buys.
- Check Prices: BJs often has good deals, but compare prices with other stores to make sure you’re getting the best value, especially if you are using EBT and have a limited amount of money available.
- Look for Sales: BJs frequently has sales and promotions on food items. Keep an eye out for those!
- Store Brands: Consider buying BJs’ store brands. They are often cheaper than name brands.
By following these tips, you can save some money and get the most from your SNAP benefits at BJs. This can make it possible to stretch your food budget a bit further.
Remember to keep your shopping list handy and stick to it.
Here are some ways to prepare before you visit BJs:
- Prepare a shopping list.
- Check the weekly ad.
- Organize your coupons.
- Bring reusable shopping bags.
Does BJs Accept EBT: Wrapping Up
In conclusion, to answer the question, “Does BJs Accept EBT?” the answer is a clear yes! You can use your SNAP benefits to buy eligible food items at many BJs locations. Remember to understand what items are covered, what items are not, and to have your EBT card ready at checkout. Planning ahead and being aware of BJs’ membership policies will help you have a successful shopping experience and get the most out of your SNAP benefits. Shopping at BJs can be a great way to save money on groceries if you’re able to meet their membership requirements and take advantage of their deals.